Variable Rate – Owner Occupied Principle & Interest 5.64% (CR 5.94%), Investment P&I 5.99% (CR 6%) @ Hume Bank
ilove 
Hello Bargain hunters;
For anyone looking to refinance or make a purchase, below is a summary of Hume Bank’s limited offer (expires 31/10/2024). .35% discount off their current rates. Lowest current variable rate I’ve seen.
Owner Occupied rates
• 5.64% variable rate on principle & interest under 60% LVR -Comparison Rate (CR) -5.94%
• 5.74% variable rate on principle & interest 60%-80% LVR – Comparison Rate (CR) – 6.04%
• 5.94% variable rate on principle & interest 80%-90% LVR – Comparison Rate (CR) – 6.24%
Investment rates
• 5.79% variable rate on principle & interest under 60% LVR -Comparison Rate (CR) -6.09%
• 5.89% variable rate on principle & interest under 60% LVR -Comparison Rate (CR) -6.19%
• 6.09% variable rate on principle & interest under 80%-90% LVR -Comparison Rate (CR) -6.38%
I’ve done a lot of applications with Hume before; they requires 3 months’ bank statements of everything. I.E credit cards and bank accounts. Which have caused applications to be knocked back in the past or delayed. It’s best if I have a look at the 3-month statements and talk to you first to best position the application, increasing the chances of the application going through.
Typical documents Hume will require (and I will require to complete my assessment prior to lodging)
• 2 most recent payslips
• 3 months’ bank account statement of everything – Credit cards, Bank accounts, Zip Pay, Home loan statements etc (I do provide access to cashdeck to help you send this to me)
• Driver License at least – Hume bank requires 2 forms of IDs (I tend to ask for Passport but can accept others)
For a free no-obligation discussion, please give me a call/email below.
Vutha Thach – Director/Mortgage Broker – Duol Loans
M: 0434192151
E: vutha@duol.com.au
W – www.duol.com.au
Credit Representative Number 498979 is authorised under Australian Credit Licence Number 389087
