Home » Financial » [NSW, VIC] Variable Rate – Owner Occupied Principle & Interest 5.64% (CR 5.94%), Investment P&I 5.99% (CR 6%) @ Hume Bank

[NSW, VIC] Variable Rate – Owner Occupied Principle & Interest 5.64% (CR 5.94%), Investment P&I 5.99% (CR 6%) @ Hume Bank

dollarooau@gmail.com 10/21/2024 Financial

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Hello Bargain hunters;

For anyone looking to refinance or make a purchase, below is a summary of Hume Bank’s limited offer (expires 31/10/2024). .35% discount off their current rates. Lowest current variable rate I’ve seen.

Owner Occupied rates
• 5.64% variable rate on principle & interest under 60% LVR -Comparison Rate (CR) -5.94%
• 5.74% variable rate on principle & interest 60%-80% LVR – Comparison Rate (CR) – 6.04%
• 5.94% variable rate on principle & interest 80%-90% LVR – Comparison Rate (CR) – 6.24%

Investment rates
• 5.79% variable rate on principle & interest under 60% LVR -Comparison Rate (CR) -6.09%
• 5.89% variable rate on principle & interest under 60% LVR -Comparison Rate (CR) -6.19%
• 6.09% variable rate on principle & interest under 80%-90% LVR -Comparison Rate (CR) -6.38%

I’ve done a lot of applications with Hume before; they requires 3 months’ bank statements of everything. I.E credit cards and bank accounts. Which have caused applications to be knocked back in the past or delayed. It’s best if I have a look at the 3-month statements and talk to you first to best position the application, increasing the chances of the application going through.

Typical documents Hume will require (and I will require to complete my assessment prior to lodging)
• 2 most recent payslips
• 3 months’ bank account statement of everything – Credit cards, Bank accounts, Zip Pay, Home loan statements etc (I do provide access to cashdeck to help you send this to me)
• Driver License at least – Hume bank requires 2 forms of IDs (I tend to ask for Passport but can accept others)

For a free no-obligation discussion, please give me a call/email below.
Vutha Thach – Director/Mortgage Broker – Duol Loans
M: 0434192151
E: vutha@duol.com.au
W – www.duol.com.au
Credit Representative Number 498979 is authorised under Australian Credit Licence Number 389087

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Locals only? Find out if that includes you!

If you live or own a property in any of these areas, you’re good to apply.

Albury City
2640, 2641

Federation
2642, 2643, 2645, 2646, 2647, 2652, 2700

Greater Hume Shire
2640, 2642, 2644, 2646, 2650, 2658, 2659, 2660

Indigo Shire
3682, 3683, 3685, 3687, 3688, 3691, 3695, 3747, 3749

Towong Shire
3691, 3700, 3701, 3704, 3705, 3707, 3708

Wagga Wagga City
2650, 2651, 2652, 2656, 2661, 2678

Rural City of Wangaratta
3675, 3676, 3677, 3678, 3682, 3685, 3723, 3732, 3733, 3735, 3746, 3747

City of Wodonga
3689, 3690, 3691, 3694