Citi Premier Credit Card: Bons $750 Luxury Escapes Gift Card ($7,000 Spend in 3 Months), $150 1st Year Fee ($300 Ongoing)
Pharos 
$150 annual fee first year, normally $300.
$10k minimum credit limit.
Earn 2 Citi reward Points per $1 spent on Eligible Transactions made online, up to 200,000 Points over a 12 month period.
Receive two complimentary airport lounge visits every year when you enrol in Priority Pass.
Complimentary Mobile Phone Insurance.
Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria.
If you have previously received or are entitled to receive a $750 Luxury Escapes Gift Card under this offer you will not be eligible to receive another $750 Luxury Escapes Gift Card. The gift card along with a unique gift card code will be sent to you within 2 months of meeting the spend criteria.
