6% Credit on Coles, Woolworths, Dan Murphy’s & BWS Gift Cards + Bonus $20/ $30 Credit with $100/ $150 Spend + Surcharge @ PayLab

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6% Credit on Coles, Woolworths, Dan Murphy's & BWS Gift Cards + Bonus $20/ $30 Credit with $100/ $150 Spend + Surcharge @ PayLab

I can see this is the first deal for PayLab here. They’ve only recently opened up to consumers (used to be just B2B).

A few things to consider:

  • Unlike cashback places which give you $$ back, PayLab gives you reward credit that can be used to offset/pay for future gift card purchases on the platform
  • The reward credit is actually 6%, but there is a 1% purchase fee when using a credit, debit or Apple/Samsung Pay* which brings down value of the deal to 5% (can anyone get around the surcharge?)
  • Gift Card delivery is instant and the minimum purchase is $35, reward credit is also instant (so if you buy in smaller denominations, you can use the credit sooner)
  • The 6% offer ends 31 December 2024

About the stackable extra credit see T&Cs here:

  • Get $20 extra credit by spending $100 at Coles, Dan Murphy’s or BIG W
  • Get $30 extra credit by spending $150 at Woolworths, BWS or Kmart
  • Combined gift card purchases are allowed to meet the total spend (ie, multiple transactions in smaller demoninations)
  • You can only get each of the extra credits once
  • Extra credit is not instant but “credited to users’ Paylab accounts after the promotion period, within 10 business days of 09 January 2025”

Merry Christmas!

We will be happy to hear your thoughts

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