BOQ Platinum Rewards Card: 180k Q Rewards Converted to 60k Velocity Points with $4.5k Spend in 90 days, $149 Annual Fee
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This deal may not appeal to everyone but for those who are out of credit cards to churn, this offer from BOQ offers some value. This is especially so given that some banks are increasing the exclusion periods for sign up points (WBC @24 months and NAB @18 months).
Offer
* Take out a BOQ Platinum Visa Credit Card and earn 60,000 Velocity Points (converted from 180,000 Q Rewards® points) when you spend $4,500 on Eligible Transactions within 3 months from card approval.
* $149 p.a annual fee.
* 0% p.a for 12 months on Balance Transfers (BT), with a 1% BT fee.
The additional kicker here is the BT promotion. BOQ, similar to Citi allows for BTs to made directly into a BSB and Account Number. This means you could have up to 80% of your credit limit sitting in your offset account or high interest saving account for ~12 months (with a one off 1% BT fee). The higher the credit limit, the more appealing this offer is.
