6% Credit on Coles, Woolworths, Dan Murphy’s & BWS Gift Cards + 1% Surcharge @ PayLab via App

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6% Credit on Coles, Woolworths, Dan Murphy's & BWS Gift Cards + 1% Surcharge @ PayLab via App

I can see this is the first deal for PayLab here. They’ve only recently opened up to consumers (used to be just B2B).

A few things to consider:

  • Unlike cashback places which give you $$ back, PayLab gives you reward credit that can be used to offset/pay for future gift card purchases on the platform
  • The reward credit is actually 6%, but there is a 1% purchase fee when using a credit, debit or Apple/Samsung Pay* which brings down value of the deal to 5% (can anyone get around the surcharge?)
  • Gift Card delivery is instant and the minimum purchase is $35, reward credit is also instant (so if you buy in smaller denominations, you can use the credit sooner)
  • The 6% offer ends 31 December 2024

Also, stackable extra credit see T&Cs here:

  • Get $20 extra credit by spending $100 at Coles, Dan Murphy’sr & BIG W EACH (total $300)
  • Get $30 extra credit by spending $150 at Woolworths, BWS & Kmart EACH (total, $450)
  • Combined gift card purchases are allowed to meet the total spend (ie, multiple transactions in smaller denominations)
  • You can only get each of the extra credits once
  • Extra credit is not instant but “credited to users’ Paylab accounts after the promotion period, within 10 business days of 09 January 2025”

Edit,

I originally read this as $100 at EITHER, as the Ts and Cs don’t specify each…. however, PayLab on Facebook has confirmed it is EACH…. I’m v sorry!

We will be happy to hear your thoughts

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